ALAT

ALAT is Africa's first fully digital bank, trusted by millions of Nigerians for fast, secure, and convenient banking that fits your life. Whether you're managing daily expenses, planning international transfers, or exploring investment opportunities, ALAT puts complete financial control in your hands with cutting-edge security and seamless features.

Take full command of your finances with intuitive money management tools. Schedule bills and track pending payments effortlessly, monitor your account balance in real time, and gain valuable insight into your spending habits through detailed expense tracking. Set up Direct Debits and Standing Orders without the usual paperwork hassle. Need to send money locally or internationally? Transfer funds and make payments instantly to anyone, anywhere. You can also receive money in Naira and foreign currency from across the globe—all from your phone.

Access goes beyond basic banking. Create and manage multiple accounts tailored to your needs: your main ALAT Account, Domiciliary Accounts for international transactions, Royal Kiddies Accounts for children aged 0–12, and ALAT Xplore for teens aged 13–17. Request new debit and credit cards, report lost or stolen cards, freeze accounts instantly, and order replacements with just a few taps. Virtual and physical card options give you flexibility for online and in-store purchases.

Grow your wealth with personal and group savings through ALAT Goals—saving alone or pooling resources with others has never been easier. Explore low-interest loans designed to fit your circumstances, or browse exclusive deals and discounts from top brands. Book affordable flights through the integrated Travel service or protect yourself and your family with competitively priced insurance plans. Flexible bill payments for electricity, cable, and utilities ensure you never miss a deadline.

Security is non-negotiable. Every deposit is insured by the Nigeria Deposit Insurance Corporation (NDIC). ALAT uses high-level encryption and proprietary transaction screening systems to detect fraud, prevent money laundering, and block suspicious activity. WEMABANK holds PCI DSS certification for secure card transactions and NITDA recognition for full compliance with Nigeria's data protection regulations. Dedicated compliance and fraud prevention teams work around the clock to keep your money safe.

Log in instantly using Touch ID, Face ID, or your unique password. Stay updated with real-time notifications on all account activity. Update contact details, request PIN resets, and access complete transaction histories and statements whenever you need them. ALAT delivers the banking experience Nigeria deserves—one built for your financial success.